Join thousands of satisfied customers across Australia who choose us
Why choose Pratc Car Insurance?
Any driver coverage
You're covered when anyone drives your car with your permission. You only need to list the main driver. Driver and usage exclusions apply.
Option to pay monthly
Take out a new policy and have the flexibility to pay your premium either annually or monthly.
24/7 claims service
You can make a claim online or call our # for claims service 24 hours, 7 days a week.
Get ensured in
3 easy steps
- Fill i details about yourself and your vehicle.
- Choose the best insursnce for your car.
- Activate your policy on the spot with no wait times.
We Make Insursnce Complanice Fight For Your Business.
Save Time
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Save Money
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Immediate Coverage
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Get Your Car
Insursnce Now!
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Frequently asked questions
Understanding car insurance
There are many types of private motor vehicle insurance in Australia, such as comprehensive, third party property damage, third party property damage fire and theft, and compulsory third party (CTP) which differs in each state and territory.
We offer Comprehensive Car Insurance and Third Party Property Damage Car Insurance in all states. We also offer CTP Insurance in NSW, QLD and SA.
- Compulsory Third Party (CTP) Insurance is a mandatory policy that generally covers anyone who drives your vehicle (including yourself) for injuries caused to others in an at-fault motor accident.
- Third Party Property Damage Car Insurance helps cover the cost of accidentally damaging someone else’s car or property. Damage to your own car is not covered.
- Comprehensive Car Insurance covers your car, plus damage you cause to other people’s cars or property.
If you are not sure whether Third Party Property Damage Car Insurance or Comprehensive Car Insurance is best for you, visit our car insurance comparison page to find the right cover for you.
Each insurance company calculates the cost of car insurance differently.
The cost of Allianz Comprehensive and Third Party Property Damage Car Insurance is determined by a range of factors. When calculating your car insurance premium, we consider factors such as:
- The type of cover you hold
- The age, driving experience and claims history of the person who drives the car most
- The year, make and model of your car
- The location your car is parked
You can get a quote online for our Comprehensive Car Insurance and Third Party Property Damage Car Insurance.
An excess is the amount you will need to pay towards the cost of a claim. All applicable excesses for Allianz Comprehensive or Third Party Property Damage Car Insurance are shown in your policy documentation. Where you or the driver of your car are involved in an accident and are not at fault and can provide us with the responsible party’s details, you may not have to pay an excess.
Managing your policy
If you have given a family member authority and we have agreed, then we are able to provide any information about your insurance policy and can action any requests on your behalf. Please contact us on ### to discuss what is involved in providing family member access to your car insurance policy.
No. For customers with Allianz Comprehensive or Third Party Property Damage Car Insurance, learner drivers driving the car with your permission are automatically covered when accompanied by an instructing driver holding a full, unrestricted Australian drivers licence and who meets the criteria set out by your relevant State Roads Authority.
Understanding CTP Insurance
All registered vehicles including cars, trucks, motor bikes and motor scooters require CTP insurance. Trailers do not as they are covered by the towing car’s CTP insurance.